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After using the methods of descriptive statistics, research indicates that the common elements are mutual correlation, for example, will affect the level of occupational groups, occupational groups, seniority and position the work will affect the high or low wage; family status will affect the consumer style, 1 consumer style stable, reasonable spending will often help customers repay the punctuality and regularity, things that help for the high repayment ability points. In it, the most important factor is the ability to pay debt, combined with a good and stable income lasts for years (senior high) will help raise the level of credit line and point up high in the level of A, and is a high level of loan limit
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