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Increasing credit operations for individuals will contribute to faster capital turnover. These individuals require more capital - through the payment or bank loans - would consume more. In terms of normal or economy is recovering after the crisis, will help businesses sell more goods, which is likely to expand production and business as well as to repay bank debt. Besides, with the loans to consumers, most of these individuals are paid through the bank card account provided. This saves costs for society as a whole while reducing the amount of cash in circulation in the market, and help the government better manage the amount of cash in the economy, thereby adjusting monetary policy, and reducing the amount of tax revenue losses caused by cash.
in addition to personal use bank loans to meet consumer demand, there is a lot of loans to meet the needs of production and business. This pushes up manufacturing operations in the higher segments of the population, especially for households, private businesses, which are very active ingredient in the market economy in these countries develop. Thanks to this production, the pressure for subsidies for socially vulnerable segments of the government is reduced.
Finally, for some individuals with foreign operations as demand for child travelers school, or have a business relationship with other organizations, while borrowing banks will often have to use additional services, such as proof of funds or loan guarantee of a local bank. This contributes to promoting foreign trade exchange with the region developing economies in the world. In addition, when customers use the services related to foreign exchange, remittances tend to turn always return home by land bank. This will contribute to a stable supply of foreign currency for the country.
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