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In terms of target debt ratio obtained from the tables we can see the transaction currently has a high ratio of debt collection (collection coefficient 3 years are over 80%). coefficients collection 2011 is 88.8% which means a 100 dollar invested in loans last year, the revenues of 88.8 transaction contract, but debt reduction coefficient obtained in the next two years, but with loan sales and revenue collection has increased over the years, the number is not significantly reduced, suggesting that the effects of PGD debt collection over the years as well.
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