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"Development of housing credit for low-income people" can be said is one of the measures contributing to creating conditions for these objects owned a house, to contribute to solving social problems granted this department. Research on the issue of housing for people with middle and low income is a broad topic covering many aspects, many problems are closely related to each other. Therefore, the financial problems of housing for people with low and middle incomes is also a very broad subject, including many issues that need to be studied. The theme is designed to study a small aspect of the problem is developing housing loans to people with low and middle incomes in the form of bank credit through the study of factors affecting the trend guide for people with middle and low income home loans
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