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Commercial banks are an important tool to promote the development of commodity production and circulation. Through the capital raising function, the bank has raised funds from the surplus of capital and loans under various forms of economic sectors, economic regions and economic sectors, meeting capital needs of the society in order to promote economic development.without the commercial banks, the mobilization of social wealth in business production was delayed so much. Thanks to commercial banks that the savings of individuals and organizations are mobilized into the motor of the economy. It transfer of wealth, social resources from the unused, etc.the mediating role of payment, the bank made the payment intermediary service economy thus accelerating the process of implementing freight movement and rotation of social capital, cost savings payments to individual businesses, improve the efficiency of the entire economy. At the same time banks also monitor the economic activities contribute to creating a healthy business environment, create economic stability in society.commercial banks and other financial intermediaries as a tool of monetary policy implemented by the central bank. function to create money, banks are one of the entities involved in the supply of money, creating a volume of means of payment in the economy greatly.
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