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The rate of interest earning assets to total assets in 2012 increased by 2:01% compared to 2011 and continued in 2013. Profitability ROA decreased slightly in 2012 due to reduced profit after tax of the year however ROA increased to reach in 2013 but still below 1:38% 0:06% in 2011. Due to the decrease of net profit in 2012 should lead from the capital profitability in 2012 dropped nearly 50% 7:15% decrease compared to 2011. 2012 brought an improvement of 14.3% ROE.
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