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However, two of them said about 1 year after the enactment of the first, due to a lack of experience in management, work done ambiguous, unclear and did not receive adequate attention from the people, the disbursement is not as expected. Credit market housing for low-income people become more active in the last 2 years. Two participants are clients said they feel the government's support package is essential for low-income people like them. 5th person for that subsidy to help them proactively planning for long-term debt.
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