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The second person said that many families can not afford to accumulate from their wage income to buy a home without financial support from outside. Partly because house prices are too high. However, the first man said, demand for loans in the real estate sector, consumers are very large, not just the segment for low-income. But is judged to be in great demand, but those who were interviewed also stated this is not a potential market without help from the government. Because of the specific characteristics, it exists many risks. The proven ability of customers to pay a very low debt, value of the loan does not meet profit targets and operational efficiency of the bank.
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