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In the year 2013, with financial statements just announced, the banks are experiencing the ups and downs. A subjective element and particularity, objectivity in part reflects the general economic difficulties and operation sector.
NPL ratio of ACB, after years of new bad debt exceeded the milestone of 3% in 2013, the bad debt of the MB also grew substantially, from under 2% in 2012 up 2.45 percent. Eximbank also experience difficulties in this aspect when increased from 1.32% to 1.98%. Sacombank own reduced from $ 1.89% in 2012 down 1.44 percent.
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