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Insurance is a form of expression of policy, in other words, it is evidence showing the existence of the insurance agreement under certain conditions. On a COI often express some core content of the insurance agreement, eg, statute, form, value BH ... that does not include specific detailed agreements. COI basically no transfer value and according to some documents (which are believed to be reliable, but not verified) COI is a simple (ie not integrated IP functionality), there is no value in the handle disputes and legal claims.
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