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Lending limit average 70%, which also means that the borrower must be at least 30% of the house value. This is a difficulty for the borrower to the bank, but this may reduce the risk. Finally, he addressed the issue of collateral. This person said that the procedures for handling the collateral are highly promiscuous and time-consuming. To be used as collateral at the bank, they must have valid papers, but the documents provided only if the purchaser pays the full payment. This is a paradox caused much controversy
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