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In studies in Vietnam on the level of satisfaction of clients for banking services, notably the Tran Duc Thang (2016) confirms positive relationship, tight between the quality of banking services with customer satisfaction and between customer satisfaction to customer loyalty. However, in the context of in Vietnam, intermediate factors such as the cost of conversion and the trust of customers without the impact. However, this research is too wide, and does not focus on specific activities is the use of a personal customer card on the market. The remarkable thing is that this author is based on research by Parasuraman launched a panel question as follows:
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