3.1.3. Tình hình hoạt động kinh doa

3.1.3. Tình hình hoạt động kinh doanh giai đoạn 2011 – 2015
3.1.3.1. Hoạt động huy động vốn giai đoạn 2011 – 2015
Trong thời gian vừa qua, hoạt động huy động vốn tại Ngân hàng TMCP Công Thương Việt Nam – Chi nhánh 4 TPHCM phát triển khá tốt, tăng nhanh qua từng năm. Tiền gửi doanh nghiệp và tiền gửi dân cư đều tăng bất chấp lãi suất huy động giảm mạnh, cho thấy sự thành công của Ngân hàng TMCP Công Thương Việt Nam – Chi nhánh 4 TPHCM khi vượt qua được những thách thức của thị trường. Trong đó, tiền gửi doanh nghiệp tăng lên với tốc độ nhanh hơn và chiếm trọng số lớn hơn trong cơ cấu tổng nguồn vốn. Nguyên nhân là do hoạt động tín dụng doanh nghiệp của Ngân hàng TMCP Công Thương Việt Nam – Chi nhánh 4 TPHCM tăng trưởng rất tốt nên có thêm nhiều doanh nghiệp đã chuyển dòng tiền của mình về tài khoản tại Ngân hàng TMCP Công Thương Việt Nam – Chi nhánh 4 TPHCM. Để thấy rõ hơn thực trạng hoạt động tín dụng tại Ngân hàng TMCP Công Thương Việt Nam – Chi nhánh 4 TPHCM, tác giả sẽ trình bày cụ thể hơn ở phần sau. Tóm lại, tổng nguồn vốn huy động của Ngân hàng TMCP Công Thương Việt Nam – Chi nhánh 4 TPHCM có chiều hướng gia tăng nhanh, cụ thể như Bảng 2.1 sau đây.

Results (English) 1:

3.1.3. the business activities in the period 2011-20153.1.3.1. financing activities period 2011-2015In the past time, capital mobilization activities at the Vietnam industrial and commercial bank-branch 4 CITY developed quite well, rising rapidly through each year. Corporate deposits and deposits steadily increasing population despite the interest raised sharply, indicating the success of the Vietnam industrial and commercial bank-branch 4 HCMC when beyond the challenges of the market. In particular, corporate deposits increased with more speed and occupies a larger weight in the structure of capital. This was due to the corporate credit operations of the Vietnam industrial and commercial bank-branch 4 very good growth in HO CHI MINH CITY should have more enterprises have shifted their cash flow on the account at the Vietnam industrial and commercial bank-branch 4. To see more clearly the reality of credit operations in the Vietnam industrial and commercial bank-branch 4 HO CHI MINH CITY, the author will present more detail in the following sections. In summary, the total capital of Vietnam industrial and commercial bank-branch 4 HCMC has tended to rise as fast, as specific Table 2.1 below.

Results (English) 2:

3.1.3. The situation of business operation period 2011 - 2015
3.1.3.1. Capital mobilization period 2011 - 2015
In recent times, capital mobilization activities at the Bank and Trade of Vietnam - HCMC Branch 4 development well, increasing year by year. Corporate deposits and deposits despite population increase deposit rates fell sharply, indicating the success of the Bank and Trade of Vietnam - HCMC Branch 4 to overcome the challenges of the market. In particular, corporate deposits increased with faster speeds and greater weight accounted for in the structure of total capital. The reason is that corporate credit operations Bank for Industry and Trade of Vietnam - HCMC Branch 4 very good growth should have more businesses move their cash flow on account at the Commercial Bank of Industry and Commerce Vietnam - HCMC Branch 4. To see more clearly the status of credit operations Bank for Industry and Commerce in Vietnam - Ho Chi Minh City Branch 4, the author will present in more detail in the following section. In summary, the total deposits of the Bank and Trade of Vietnam - HCMC Branch 4 tends to rise rapidly, particularly as the following Table 2.1.

Results (English) 3:

3.1.3. Business phase 2011 - 20153.1.3.1. Activity mobilization in this phase 2011 - 2015In the past time, job transfer funds to the bank TMCP injury 4 tphcm Vietnam branch of the development of good, accelerate enterprise deposits and deposit. Residents have increased, although interest rates decline indicates that the bank's successful mobilization TMCP injury 4 tphcm Vietnam branch, through these market challenges. Among them, enterprise deposits grew faster, the total capital structure accounted for the larger number. The reason is a bank credit business. TMCP Vietnam branch of 4 tphcm growth is very good, should have more entrepreneurs to cash in my bank account TMCP injury 4 tphcm more South branch. In order to see the real situation in the bank credit TMCP public injury 4 tphcm Vietnam branch shows that the author will be in the later part of the. In short, the total funding for the mobilization of TMCP public injury bank branches in Vietnam has four tphcm direction increased rapidly, the following table 2.1.